Size and Suitability

Matching families to homes is one of the challenges of our program. We follow the same criteria as BC Housing in determining a suitable size home for a family.

· Children must have a separate bedroom from adults.

· A maximum of two children may share a single bedroom.

· Children sharing a bedroom must be the same gender.

· At least one family member per bedroom.

Please list here the age and gender of each child who will be living in the home:

If two children of the same gender cannot share a bedroom, please specify the reason: (optional)

Income Criteria

One of the three main criteria for the homeownership program is the ability to pay the mortgage and home maintenance costs. An applicant family MUST have a consistent, reliable source of income in order to qualify for a home. Your annual gross household income must not exceed the income range as determined by BC Housing for the size of home:

Castlegar: $32,000 - $46,000

Grand Forks: $27,000 - $41,500

Can you answer YES to the following questions?

Applicant/s understand that they will be required to share their last three years of financial information with Habitat Southeast BC

Applicant/s agree to a credit check

Have you or your Co-Applicant declared Bankruptcy or had a Consumer Proposal?

If yes, has this been discharged in the last three years?

Please list your Annual Gross Household income based on line 15000 on your Income Tax Return (Include all adult income-earners who will be living in the home)

Please list your Annual Canada Child Benefit Amount (Include all adult income-earners who will be living in the home)

Please list any Other Income (Casual Work, Disability Income, Etc. (Include all adult income-earners who will be living in the home)

Debts - Please list the total amounts owing for Credit Cards, All Vehicle Leases/Loans, All other Loans/Lines of Credit, as well as your monthly payment amount for each

Please note that to qualify for a home we prefer to see less than 5% of your gross income amount owing on all Credit Cards

Willingness to Partner

One of the three main criteria for Habitat Southeast BC's homeownership program is willingness to partner. Once an applicant family is accepted to the homeownership program, they will be required to act as 'ambassadors' of Habitat Southeast BC, which may include speaking to the press, having their family photographed for promotional material and attending public events. Becoming a Habitat Southeast BC homeowner means that you are agreeing to partner with Habitat Southeast BC on an ongoing basis for as long as you own the home.

Yes my family is willing to:

Act as 'ambassadors' of Habitat Southeast BC, which may include speaking to the press, being photographed for promotional material and attending public events as required |

Live in a complex with other families who may be from various ethnic, religious, and cultural backgrounds |

Abide by all the rules, policies and criteria established by Habitat Okanagan in accordance with Habitat Canada and the CRA. |

Complete 500 volunteer hours within two years (equivalent to 6 hours a week volunteering with Habitat Southeast BC) |

One of the major criteria for selection into the homeownership program is that your family is living in need. This essentially means that, for a variety of possible reasons, your home is not suitable or is unsafe. Some of the factors Habitat Southeast BC uses to determine your level of need is

Please select all that apply: (optional)

You are paying more than 30% of your total gross (before tax) household income toward rent |

Your home requires major repairs |

Medical disabilities and general health conditions are stressed by current housing (mould, accessibility, etc) |

Overcrowding for the number of people in home |

The location of your home is not accessible to schools, shopping, and transportation |

Your neighborhood is not considered safe |

None of these apply

Enquiry Form

Income Criteria

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