🏡 Thinking About a Habitat Home? Let’s Talk!

We’re always accepting applications from families interested in affordable homeownership — but availability does change. Check back regularly to see when new housing opportunities are posted.

Thank you for your interest in partnering with Habitat for Humanity Southeast BC!

🤝 Partnering? Yes, You Read That Right!

At Habitat SEBC, we don’t give away homes — we partner with families.
We work with lower to moderate income families to help them build strength, stability, and independence through affordable homeownership.

Becoming a Habitat homeowner means committing time, effort, and heart — but that commitment helps ensure long-term success for you and your family.

📣 Our motto?
A hand up, not a hand out.

❌ Do People Get Free Homes?

No — but they do get a fair, affordable path to ownership.

Habitat homeowners:

• Make regular mortgage payments
• Are responsible for maintaining their homes
• Pay no more than 30% of gross household income toward housing
• Have payments adjusted annually based on income changes

✅ What We Look for in a Homeowner

All applicants are evaluated based on three key criteria:

1. Need for Adequate Housing

You may qualify if your current housing is:

• Overcrowded
• Unsafe or poorly maintained
• Unaffordable
• Negatively impacting your family’s health or well-being

👉 Applicants must be first-time homebuyers and currently renting.

2. Ability to Pay an Affordable Mortgage

We look for families with:

• Stable employment and household income
• Responsible financial habits and manageable debt
• A fair or better credit score (Equifax)
• No bankruptcies or consumer proposals within the past 3 years
• Enough income to sustain monthly payments for the specific home/project

📂 Be prepared to provide documents like proof of employment, credit reports, debt/asset statements, etc.

3. Willingness to Partner with Us

Habitat homeowners contribute 500 volunteer hours as part of their journey.
You can complete your hours by helping:

• On the build site
• In one of our ReStores
• At community events

We’ll work with you to find meaningful ways to fulfill your volunteer hours — you're never alone in this!

💵 Income Guidelines

Your gross household income should fall within the ranges below — but if you're close, we still encourage you to apply!

• Castlegar: $48,000 – $90,000/year
• Grand Forks: $35,000 – $55,000/year

🙋‍♀️ I’m Interested! What’s Next?

Awesome! Here’s what to do:

✅ Submit the Expression of Interest Form (link or embedded form here)
📅 Once submitted, our Homeowner Services team will review your information and get in touch within three weeks.