🏡 Homeownership with Habitat for Humanity Southeast BC
At Habitat for Humanity Southeast BC, we believe that every family deserves a safe, decent, and affordable place to call home.
We partner with hardworking, lower to moderate income families with children, helping them build a stronger future through affordable homeownership. Our program is designed to provide families with the tools they need to achieve lasting stability, strength, and independence.
💪 A Hand Up, Not a Hand Out
That’s more than just our motto — it’s our mission. Families who partner with Habitat don’t receive a home for free. Instead, they contribute to the building process and purchase their home through a zero down payment mortgage, with monthly payments set at no more than 30% of their gross household income.
This model keeps homeownership within reach — and allows families to build equity, stability, and a brighter future.
🏠 How Does Purchasing a Habitat Home Work?
Buying a Habitat home is a unique opportunity — designed to make first-time homeownership possible for families who need it most.
At Habitat for Humanity Southeast BC, we evaluate each application using three key pillars:
- Need for safe, affordable housing
- Ability to pay for and maintain a home
- Willingness to partner with Habitat
Families are never chosen based on background, beliefs, or status — there’s no discrimination of any kind. Instead, we focus on those most ready to succeed in this exciting new chapter.
💰 No Down Payment — Just a Fair Path to Ownership
Qualified families receive a mortgage with no down payment, and homes are sold at fair market value. What makes this opportunity truly life-changing is that mortgage payments are kept affordable — never more than 30% of the household’s gross income.
- Income is reviewed annually
- Payments are adjusted as needed to stay within budget
- Families build equity and gain long-term financial stability
📬 Want to Learn More? We’re Here to Help
There are a few easy ways to take the next step:
📞 Call our office at 250-365-0710
🏪 Visit one of our Habitat ReStores in Grand Forks or Castlegar to pick up info
📧 Email:
- Alison Miller, Family Services Manager — Alison.miller@hfhsebc.org
- Barb Donaldson, Family Services Administrator — Familyservices@hfhsebc.org
✏️ How to Apply for a Habitat Home
Ready to take the first step toward affordable homeownership?
Start by filling out our Preliminary Application online — click here to apply.
📌 Please note:
At this time, we do not accept paper applications or in-store submissions. All applications must begin through our online inquiry form.
✅ What Happens Next?
If your preliminary application meets our eligibility criteria, a member of our Family Services team will reach out to invite you to complete a full application. This next step includes more detailed financial and personal information to help us better understand your needs and fit for the program.
We’re here to support you throughout the process — every step of the way.